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Business Checking


Small Business Checking

The Farmers Bank Small Business Checking Account is designed to cater to businesses with low to moderate levels of transactions. This non-interest bearing business checking account has many attractive features including a low monthly service charge and no per item fees.

  • $100.00 minimum deposit required to open account
  • Must maintain a daily balance of $250.00 during the statement cycle or a $5.00 service charge will apply.
  • Small volume of free items per statement cycle (items include checks, other withdrawals and deposited items. ~ analysis performed quarterly)
  • VISA/MasterCard transactions can be deposited directly into this account with our merchant services provider, TermNet.
  • Overdraft Protection can be linked to another Farmers Bank account. Funds can be automatically transferred from one account to another if the balance falls below a targeted minimum amount. (A fee of $5.00 per transfer will apply.)
  • Free online access to deposit and loan account balances through the personal online system. myfarmersbank.net
  • The Farmers Bank internet connection can provide recent history and activity; including digital images of your paid checks and deposit tickets. You can also initiate transfers of funds between linked Farmers Bank accounts.
  • Itemized monthly statement with digital check images.
  • Free Farmers Bank VISA debit card (upon approval).
  • Unlimited telephone banking 24/7 with On Call (859) 881.6000
  • FDIC insured up to applicable limits.


Thrive Business Checking

The Farmers Bank Thrive Business Checking Account is designed to cater to businesses of all sizes whether they write a large volume of checks or deposit a large volume of items, or both! This non-interest bearing business checking account has many attractive features including a low monthly service charge, no minimum balance requirement and low per item fees.

  • $100.00 minimum deposit required to open account
  • Low $5.00 monthly service charge.
  • No mimimum balance requirement.
  • Any volume of items per statement cycle (items include checks, other withdrawals and deposited items. ~ analysis performed quarterly) Debit items will be .10 per item and deposited items will be .05 per item.
  • VISA/MasterCard transactions can be deposited directly into this account with our merchant services provider, TermNet.
  • Overdraft Protection can be linked to another Farmers Bank account. Funds can be automatically transferred from one account to another if the balance falls below a targeted minimum amount. (A fee of $5.00 per transfer will apply.)
  • Free online access to deposit and loan account balances through the personal online system. myfarmersbank.net
  • The Farmers Bank internet connection can provide recent history and activity; including digital images of your paid checks and deposit tickets. You can also initiate transfers of funds between linked Farmers Bank accounts.
  • Itemized monthly statement with digital check images.
  • Free Farmers Bank VISA debit card (upon approval).
  • Unlimited telephone banking 24/7 with On Call (859) 881.6000
  • FDIC insured up to applicable limits.




Farmers Bank

200 North Main Street
Nicholasville, KY 40356
859.885.9481

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Internet Banking

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If you have questions or problems, feel free to contact Farmers Bank's Customer Service at 859.885.9481.

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