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Money Market Accounts


Premium Money Market Investment Account

For those customers who want to earn the highest rate of interest and only write a limited number of checks each month.

Rate Information: This account is an interest bearing account. Interest is paid on all balances via a competitive rate structure. The annual percentage yield will depend upon the daily balance in the account via a tiered rate structure. The interest rate and annual percentage yield may change. Interest begins to accrue no later than the business day you deposit non-cash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited you will receive the accrued interest.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Limitations: You must deposit $10,000.00 to open this account. You may make 6 pre-authorized transfers or withdrawals each month by automatic transfer, telephone, online banking, or automated clearing house (ACH), or by check, debit card or similar order made by you and payable to third parties. You will be charged $3.00 for each excess transaction.

Account Fees: $10.00 monthly service charge will be imposed if the daily balance falls below $2,500 anytime during the statement cycle.



Regular Money Market Investment Account

For those customers who want to earn the highest rate of interest and only write a limited number of checks each month.

Rate Information: This account is an interest bearing account. Interest is paid on all balances via a competitive rate structure. The annual percentage yield will depend upon the daily balance in the account. The interest rate and annual percentage yield may change. Interest begins to accrue no later than the business day you deposit non-cash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited you will receive the accrued interest.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $2,500 in the account each day to obtain the disclosed annual percentage yield.

Limitations: You must deposit $2,500.00 to open this account. You may make 6 pre-authorized transfers or withdrawals each month by automatic transfer, telephone, online banking, or automated clearing house (ACH), or by check, debit card or similar order made by you and payable to third parties. You will be charged $3.00 for each excess transaction.

Account Fees: $10.00 monthly service charge will be imposed if the daily balance falls below $2,500 anytime during the statement cycle.





Farmers Bank

200 North Main Street
Nicholasville, KY 40356
859.885.9481

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If you have questions or problems, feel free to contact Farmers Bank's Customer Service at 859.885.9481.

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