Farmers Bank
200 North Main Street
Nicholasville, KY 40356
859.885.9481
Copyright © 2010
All rights reserved.
|
|
|
|
|
| Privacy
Policy: Disclosure and Notice |
At Farmers Bank, (the Bank) your privacy is important to us. We are providing
you with this notice to help you understand how carefully we handle the
personal information about you that we collect and may disclose. Per
Regulations, we strictly limit and control the way in which any information
about customers is shared. We only collect information that is needed to serve
you and manage our business in order to deliver the high level of customer
service that you have come to expect from us. This includes informing you about
products, services and other opportunities that may be of benefit to you.
We train our employees to properly handle your personal information and
restrict access to it. We continue to adhere to the privacy policy and
practices described in this notice, even if you decide to close your account(s)
or become an inactive customer. We protect personal information we collect
about you by maintaining physical, electronic and procedural safeguards that
meet or exceed applicable law. Third parties that have access to personal
information must agree to follow appropriate standards of security and
confidentiality.
The information that we collect from you in the normal course of business comes
from the following sources:
• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others
and;
• Information we receive from a consumer reporting agency.
We may disclose the following kinds of non-public personal information about
you:
• Information we receive from you on applications or other forms, such as
your name, and address.
• Information about your transactions with us, our affiliates, or others,
such as your account balance, payment history, parties to transactions.
To manage our business it is also necessary to exchange your information with
organizations that provide support services for us. These companies are
required to conform with the strictest privacy requirements.
We are also permitted under law to share information about our experiences or
transactions with you or your account (such as account balance and your payment
history with us) with our affiliates (within the Bank family). We do so in
order to offer you products and opportunities that may benefit you.
We are also permitted under law to disclose non-public personal information
about you to "non-affiliated third parties" in certain other
circumstances. For example, we may disclose non-public personal information
about you to third parties to assist us in servicing your loan or account with
us, to government entities primarily in response to subpoenas, and to credit
bureaus.
We do not disclose any information we receive from a consumer reporting agency
(such as, Equifax, TransUnion, or Experian) to either our affiliates, or to
non-affiliated third parties.
We do not sell any customer information to anyone. Neither, do we disclose
information about our former customers to non-affiliated third parties, nor do
we share medical or health information among our affiliates, nor to
non-affiliated third parties, except to process transactions, or provide
services that you have requested or initiated.
You will receive this Privacy Notice each time you open an account with the
Bank and also in the mail on an annual basis.
| Financial
Privacy Statement |
Farmers Bank respects the privacy of our customers and of persons who choose to
visit our website. Through our website, we strive to safely provide valuable
information to you about how we may serve you. Whether you are a valued
existing customer or someone shopping for new bank services, we hope our site
answers your questions about our products and services, locations, and hours.
As a visitor to our website, Farmers Bank is concerned about the privacy of
your non-public, personal information. We do not exchange the non-public,
personal information submitted to us by our customers with non-affiliated third
parties or for any marketing reason. Farmers Bank will abide by customer
requests and legal requests for information, and adhere to information
exchanges with affiliated third parties that are necessary to promote safe and
sound banking practices. Customer information is available within the bank to
employees holding a need-to-know status. Our site is not designed to collect
personally identifying data about our visitors.
Should you decide to inquire further about our products and services or to
request a copy of our financial privacy policy, you can call, email, or write
to us at the address listed below. Our customer service representatives will be
happy to answer questions you may have about our financial products and
services or about our website. Please feel free to call during regular business
hours. Farmers Bank reserves the right to change this policy at any time by
posting another policy on our website.
Farmers Bank
200 North Main Street
Nicholasville, KY 40356
859.885.9481
netadmin@myfarmersbank.net
|
|
|
