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Current Deposit Rates


Current Deposit Rates Rates Subject to change without notice

Interest Rate APY* Minimum
Opening
Deposit

NOW Accounts **
NOW Account
(Minimum daily balance to obtain APY $1,500)
0.050% 0.05% $1,500
Super NOW Account
(Minimum daily balance to obtain APY $2,500)
0.050% 0.05% $2,500

Savings Accounts **
Regular Statement Savings
(Minimum daily balance to obtain APY $250)
0.100% 0.10% $50

Money Market Accounts **
Money Market Investment Account
(Minimum daily balance to obtain APY $2,500)
 
0.100% 0.10% $2,500
Premium Money Market Account    
Daily Balance <$10,000.00 0.100% 0.10% $2,500
Daily Balance >= $10,000.00
(Minimum daily balance to obtain APY is based on tiered rate structure)
0.150% 0.15%

Certificates of Deposit ^
7 - 31 Days 0.150% 0.15% $1,000
32 - 89 Days 0.150% 0.15% $1,000
90 - 179 Days 0.200% 0.20% $1,000
180 - 364 Days 0.250% 0.25% $1,000
12 - 23 Months 0.400% 0.40% $500
24 - 35 Months 0.550% 0.55% $500
36 - 47 Months 0.900% 0.90% $500
48 - 59 Months 1.045% 1.05% $500
60 - 84 Months 1.193% 1.20% $500

Individual Retirement Accounts ^
180 - 364 Days 0.250% 0.25% $100
12 - 23 Months 0.400% 0.40% $100
24 - 35 Months 0.550% 0.55% $100
36 - 47 Months 0.900% 0.90% $100
48 - 59 Months 1.045% 1.05% $100
60 - 84 Months 1.193% 1.20% $100


* APY = Annual Percentage Yield: Rates are accurate as of November 1, 2014.
APY calculation based on a Daily Compounding frequency for all deposit accounts.

** Variable Rates: Rates may change after account opening. Fees could reduce earnings on account.

^ Substantial penalty for early withdrawal.

 


Farmers Bank

200 North Main Street
Nicholasville, KY 40356
859.885.9481

Member FDIC and Equal Housing Opportunity Logo



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