Farmers Bank
200 North Main Street
Nicholasville, KY 40356
859.885.9481
Copyright © 2010
All rights reserved.
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Current Deposit Rates
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Rates Subject to change without notice
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Interest Rate
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APY*
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Minimum
Opening
Deposit
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NOW Accounts**
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NOW Account
(Minimum daily balance to obtain APY $1,500)
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0.200%
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0.20%
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$1,500
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Super NOW Account
(Minimum daily balance to obtain APY $2,500)
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0.250%
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0.25%
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$2,500
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Savings Accounts**
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Regular Statement Savings
(Minimum daily balance to obtain APY $250)
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0.500%
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0.50%
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$50
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Money Market Accounts**
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Money Market Investment Account
(Minimum daily balance to obtain APY $2,500)
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0.400%
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0.40%
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$2,500
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Premium Money Market Account
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Daily Balance <$10,000.00
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0.400%
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0.40%
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$2,500
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Daily Balance >= $10,000.00
(Minimum daily balance to obtain APY $10,000)
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0.650%
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0.65%
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Certificates of Deposit^
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7 - 31 Days
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0.250%
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0.25%
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$1,000
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32 - 89 Days
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0.250%
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0.25%
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$1,000
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90 - 179 Days
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0.750%
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0.75%
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$1,000
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180 - 364 Days
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0.995%
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1.00%
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$1,000
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12 - 23 Months
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1.243%
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1.25%
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$500
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24 - 35 Months
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1.489%
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1.50%
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$500
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36 - 47 Months
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1.980%
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2.00%
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$500
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48 - 59 Months
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2.225%
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2.25%
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$500
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60 - 84 Months
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2.225%
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2.25%
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$500
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Individual Retirement Accounts^
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180 - 364 Days
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0.995%
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1.00%
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$100
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12 - 23 Months
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1.243%
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1.25%
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$100
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24 - 35 Months
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1.489%
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1.50%
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$100
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36 - 47 Months
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1.980%
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2.00%
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$100
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48 - 59 Months
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2.225%
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2.25%
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$100
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60 - 84 Months
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2.225%
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2.25%
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$100
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* APY = Annual Percentage Yield: Rates are accurate as of July 02, 2010.
APY calculation based on a Daily Compounding frequency for all deposit accounts.
** Variable Rates: Rates may change after account opening. Fees could reduce earnings on account.
^ Substantial penalty for early withdrawal.
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