Rates

Current Deposit Rates

 

Current Deposit Rates Rates Subject to change without notice

 

Interest Rate APY* Minimum
Opening
Deposit

NOW Accounts **
NOW Account
(Minimum daily balance to obtain APY $1,500)
0.250% 0.25% $1,500
Super NOW Account
(Minimum daily balance to obtain APY $2,500)
0.300% 0.30% $2,500

Savings Accounts **
Regular Statement Savings
(Minimum daily balance to obtain APY $250)
0.350% 0.35% $50

Christmas Club Accounts **
Christmas Club Savings
(Minimum daily balance to obtain APY $1)
0.350% 0.35% $10

Money Market Accounts **
Money Market Investment Account
(Minimum daily balance to obtain APY $2,500)
0.350% 0.35% $2,500
Premium Money Market Account
Daily Balance <$10,000.00 0.350% 0.35% $2,500
Daily Balance >= $10,000.00
(Minimum daily balance to obtain APY is based on tiered rate structure)
0.400% 0.40%

Certificates of Deposit ^
7 – 31 Days 0.946% 0.95% $1,000
32 – 89 Days 0.946% 0.95% $1,000
90 – 179 Days 0.946% 0.95% $1,000
180 – 364 Days 1.193% 1.20% $1,000
12 – 23 Months 1.687% 1.70% $500
24 – 35 Months 1.932% 1.95% $500
36 – 47 Months 2.423% 2.45% $500
48 – 59 Months 2.619% 2.65% $500
60 – 84 Months 2.814% 2.85% $500

Individual Retirement Accounts ^
180 – 364 Days 1.193% 1.20% $100
12 – 23 Months 1.687% 1.70% $100
24 – 35 Months 1.932% 1.95% $100
36 – 47 Months 2.423% 2.45% $100
48 – 59 Months 2.619% 2.65% $100
60 – 84 Months 2.814% 2.85% $100

* APY = Annual Percentage Yield: Rates are accurate as of September 27, 2018.
APY calculation based on a Daily Compounding frequency for all deposit accounts. ** Variable Rates: Rates may change after account opening. Fees could reduce earnings on account.

^ Substantial penalty for early withdrawal.