Rates

Current Deposit Rates

 

Current Deposit Rates Rates Subject to change without notice

 

Interest Rate APY* Minimum
Opening
Deposit

NOW Accounts **
NOW Account
(Minimum daily balance to obtain APY $1,500)
0.350% 0.35% $1,500
Super NOW Account
(Minimum daily balance to obtain APY $2,500)
0.400% 0.40% $2,500

Savings Accounts **
Regular Statement Savings
(Minimum daily balance to obtain APY $250)
0.449% 0.45% $50

Christmas Club Accounts **
Christmas Club Savings
(Minimum daily balance to obtain APY $1)
0.449% 0.45% $10

Money Market Accounts **
Money Market Investment Account
(Minimum daily balance to obtain APY $2,500)
0.449% 0.45% $2,500
Premium Money Market Account
Daily Balance <$10,000.00 0.449% 0.45% $2,500
Daily Balance >= $10,000.00
(Minimum daily balance to obtain APY is based on tiered rate structure)
0.549% 0.55%

Certificates of Deposit ^
7 – 31 Days 1.193% 1.20% $1,000
32 – 89 Days 1.193% 1.20% $1,000
90 – 179 Days 1.193% 1.20% $1,000
180 – 364 Days 1.588% 1.60% $1,000
12 – 23 Months 2.079% 2.10% $500
24 – 35 Months 2.177% 2.20% $500
36 – 47 Months 2.716% 2.75% $500
48 – 59 Months 2.814% 2.85% $500
60 – 84 Months 2.814% 2.85% $500

Individual Retirement Accounts ^
180 – 364 Days 1.588% 1.60% $100
12 – 23 Months 2.079% 2.10% $100
24 – 35 Months 2.177% 2.20% $100
36 – 47 Months 2.716% 2.75% $100
48 – 59 Months 2.814% 2.85% $100
60 – 84 Months 2.814% 2.85% $100

* APY = Annual Percentage Yield: Rates are accurate as of November 1, 2018.
APY calculation based on a Daily Compounding frequency for all deposit accounts. ** Variable Rates: Rates may change after account opening. Fees could reduce earnings on account.

^ Substantial penalty for early withdrawal.