Rates

Current Deposit Rates

 

 

The rates stated “below” are accurate for all renewal cd’s.

 

 

 

 

Current Deposit Rates Rates Subject to change without notice

 

Interest Rate APY* Minimum
Opening
Deposit

NOW Accounts **
NOW Account
(Minimum daily balance to obtain APY $1,500)
0.449% 0.45% $1,500
Super NOW Account
(Minimum daily balance to obtain APY $2,500)
0.499% 0.50% $2,500

Savings Accounts **
Regular Statement Savings
(Minimum daily balance to obtain APY $250)
0.549% 0.55% $50

Christmas Club Accounts **
Christmas Club Savings
(Minimum daily balance to obtain APY $1)
0.549% 0.55% $10

Money Market Accounts **
Money Market Investment Account
(Minimum daily balance to obtain APY $2,500)
0.549% 0.55% $2,500
Premium Money Market Account
Daily Balance <$10,000.00 0.549% 0.55% $2,500
Daily Balance >= $10,000.00
(Minimum daily balance to obtain APY is based on tiered rate structure)
0.648% 0.65%

Certificates of Deposit ^
7 – 31 Days 0.996% 1.00% $1,000
32 – 89 Days 0.996% 1.00% $1,000
90 – 179 Days 0.996% 1.00% $1,000
180 – 364 Days 1.243% 1.25% $1,000
12 – 23 Months 1.637% 1.65% $500
24 – 35 Months 1.785% 1.80% $500
36 – 47 Months 1.981% 2.00% $500
48 – 59 Months 2.030% 2.05% $500
60 – 84 Months 2.079% 2.10% $500

Individual Retirement Accounts ^
180 – 364 Days 1.243% 1.25% $100
12 – 23 Months 1.637% 1.65% $100
24 – 35 Months 1.785% 1.80% $100
36 – 47 Months 1.981% 2.00% $100
48 – 59 Months 2.030% 2.05% $100
60 – 84 Months 2.079% 2.10% $100

* APY = Annual Percentage Yield: Rates are accurate as of April 4, 2019.
APY calculation based on a Daily Compounding frequency for all deposit accounts. ** Variable Rates: Rates may change after account opening. Fees could reduce earnings on account.^ Substantial penalty for early withdrawal.